{"id":6078,"date":"2023-01-29T16:31:56","date_gmt":"2023-01-29T21:31:56","guid":{"rendered":"https:\/\/www.oncedejunio.fin.ec\/oncedejunio\/?page_id=6078"},"modified":"2023-02-10T09:06:58","modified_gmt":"2023-02-10T14:06:58","slug":"credito-comercial-pymes","status":"publish","type":"page","link":"https:\/\/www.oncedejunio.fin.ec\/oncedejunio\/credito-comercial-pymes\/","title":{"rendered":"Comercial PYME"},"content":{"rendered":"

[vc_row][vc_column][vc_single_image image=\u00bb5489″ img_size=\u00bbfull\u00bb][vc_column_text]<\/p>\n

Tu apoyo para adquirir bienes o servicios.<\/span><\/h3>\n

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Once de Junio Cooperativa otorga cr\u00e9dito a personas naturales obligadas a llevar contabilidad o a personas jur\u00eddicas cuyas ventas anuales sean superiores a USD 100,000.00 y hasta USD 1\u2019000,000.00, destinados para capital de trabajo y adquisici\u00f3n de bienes y servicios para actividades productivas y comerciales, las frecuencias de pago es mensuales, bimensuales y trimestrales, se realizar\u00e1 un solo desembolso en caso de financiamiento de adquisici\u00f3n de bienes .<\/p>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=\u00bb.vc_custom_1589391741989{margin-top: -50px !important;}\u00bb][vc_column][vc_tta_tabs color=\u00bbgreen\u00bb active_section=\u00bb1″][vc_tta_section title=\u00bbCredito Pymes\u00bb tab_id=\u00bbcredito-pymes\u00bb][vc_column_text]<\/p>\n

\n \n \n \n \n \n \n \n \n \n <\/colgroup>\n <\/table>\n \n \n \n<\/div>\n

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    \n
  • Garant\u00eda personal, prendaria e Hipotecaria de casa o terreno.<\/li>\n
  • Rapidez en el tr\u00e1mite.<\/li>\n
  • C\u00f3modas cuotas de pago.<\/li>\n
  • Hasta 6 a\u00f1os plazo.<\/li>\n
  • Tasa de inter\u00e9s atractiva.<\/li>\n<\/ul>\n

    [\/vc_column_text][vc_row_inner][vc_column_inner width=\u00bb1\/2″][vc_column_text]<\/p>\n

    Requisitos Personas Naturales<\/span><\/h4>\n
      \n
    • Solicitud de Cr\u00e9dito Completa.<\/li>\n
    • Presentaci\u00f3n de Cedula de Identidad C\u00f3nyuge o Conviviente.<\/li>\n
    • Copia de Servicio B\u00e1sico.<\/li>\n
    • Copia de RUC.<\/li>\n
    • Certificado de Cumplimiento de la Superintendencia de Compa\u00f1\u00edas.<\/li>\n
    • Referencias Bancarias.<\/li>\n
    • Balance General (2 \u00faltimos a\u00f1os y \u00faltimo trimestre).<\/li>\n
    • Estados Financieros (2 \u00faltimos a\u00f1os declarados y del presente a\u00f1o) .<\/li>\n
    • Balance Fiscal ( 2 \u00faltimos a\u00f1os).<\/li>\n
    • Flujo de Caja.<\/li>\n
    • Declaraci\u00f3n del Impuesto a la Renta (2 \u00faltimos a\u00f1os).<\/li>\n<\/ul>\n

      [\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00bb1\/2″][vc_column_text]<\/p>\n

      Requisitos Persona Jur\u00eddica<\/span><\/h4>\n
        \n
      • Solicitud de Cr\u00e9dito Completa.<\/li>\n
      • Copia de C\u00e9dula y Nombramiento del Representante Legal.<\/li>\n
      • Copia de Servicio B\u00e1sico.<\/li>\n
      • Copia de RUC.<\/li>\n
      • Certificado de Cumplimiento de la Superintendencia de Compa\u00f1\u00edas.<\/li>\n
      • Certificado de cumplimiento de obligaciones patronales con el IESS o Declaraci\u00f3n Juramentada en caso de no tener empleados.\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 .<\/li>\n
      • N\u00f3mina de Socios y\/o Accionistas.<\/li>\n
      • Acta de Junta General u \u00f3rgano competente autorizando el cr\u00e9dito.<\/li>\n
      • Referencias Bancarias.<\/li>\n
      • Balance General (2 \u00faltimos a\u00f1os y \u00faltimo trimestre).<\/li>\n
      • Estados Financieros (2 \u00faltimos a\u00f1os declarados y del presente a\u00f1o) .<\/li>\n
      • Balance Fiscal ( 2 \u00faltimos a\u00f1os).<\/li>\n
      • Flujo de Caja.<\/li>\n
      • Declaraci\u00f3n del IVA (6 \u00faltimos meses).<\/li>\n
      • Declaraci\u00f3n del Impuesto a la Renta (2 \u00faltimos a\u00f1os).<\/li>\n<\/ul>\n

        [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][\/vc_tta_tabs][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n

          \n
        • Para las personas naturales cuyo monto sea a partir de $100,000.00 d\u00f3lares se requerir\u00e1 los ex\u00e1menes m\u00e9dicos respectivos, para lo cual debe coordinar con CORPASEGO CIA. LTDA. BROKER SEGUROS, el mismo caso aplica para los socios que tengan la edad entre 60 a 70 a\u00f1os y el monto sea a partir de $75.000,00.<\/li>\n<\/ul>\n

          [\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

          [vc_row][vc_column][vc_single_image image=\u00bb5489″ img_size=\u00bbfull\u00bb][vc_column_text] Tu apoyo para adquirir bienes o servicios. [\/vc_column_text][vc_column_text] Once de Junio Cooperativa otorga cr\u00e9dito a personas naturales obligadas a llevar contabilidad o a personas jur\u00eddicas cuyas ventas anuales sean superiores a USD 100,000.00 y hasta USD 1\u2019000,000.00, destinados para capital de trabajo y adquisici\u00f3n de bienes y servicios para actividades productivas y […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-6078","page","type-page","status-publish","hentry"],"yoast_head":"\nComercial PYME - Once de Junio Cooperativa<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oncedejunio.fin.ec\/oncedejunio\/credito-comercial-pymes\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Comercial PYME - Once de Junio Cooperativa\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column][vc_single_image image=\u00bb5489″ img_size=\u00bbfull\u00bb][vc_column_text] Tu apoyo para adquirir bienes o servicios. 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